Archive

20Feb
2024

An Extraordinary (2) Year(s) For Investors and everyone else too…

Nothing changes and nothing stays the same, Moody Blues, 1999 The eagle-eyed among you might notice that there are only two subtle changes to the above heading from our last client newsletter.  This is not because there has ...

20Feb
2024

Can I Earn More On Deposit Than From Stocks And Shares Investments?

CAN I EARN MORE ON DEPOSIT THAN FROM STOCKS AND SHARES INVESTMENTS? Understandably, people have been asking about whether to switch investments out of underperforming mainline stocks and shares funds into bank deposits, which ...

20Feb
2024

Changes To Capital Gains Tax Allowance

Tax on capital gains is perhaps the least painful tax to pay – you don’t pay it unless you have made a gain (obviously). Most people will find themselves paying Capital Gains Tax when they make a profit from the sale of ...

20Feb
2024

Potentially Exciting Changes at Flowers McEwan

We continue to be grateful to you for your continued business. We do not take lightly the trust you put in us as we seek to provide counsel and advice to guide you through the decision-making involved in your financial ...

11Oct
2022

An Extraordinary Year for Investors (and everyone else too…)

Following the Russian invasion of Ukraine in February, we responded to the investment questions which arose – in particular, “Shall I sell everything and switch to cash?” We leaned back on long-standing investment ...

03Mar
2022

Shall I sell everything and switch to cash?

You could be forgiven for asking – should I sell all my investments and put everything into cash? Investors have had a lot thrown at them in recent months, with the emergence of the Omicron variant, rising inflation worries ...

26Jan
2022

Working arrangements at Flowers McEwan

Like many of you, our work patterns and formats have changed radically over the last two years. We are working on a strategy for the future and would appreciate your feedback. Obviously, we have learned to “work from ...

26Jan
2022

Trust Registration Service

There is some important news for you if you are a holder of a “trust” (i.e. a “settlor” and/or a “trustee”). It is new UK Government legislation and you may well have to take action. New HMRC rules have been ...

26Jan
2022

What do our different portfolios provide?

Whichever portfolio you use, we can assure you that you are: Placing your funds with top quality fund managers; Enjoying the keenest charging structures; Highly diversified. The various portfolios combine conventional assets, ...

26Jan
2022

Preparing for an unpredictable year ahead

Perhaps in contrast to investment returns, our newsletters can seem somewhat predictable! As you’ve heard us say, more than once, “Economic uncertainty is certain”. So, as we look ahead to an uncertain year, our advice ...