Archive

05Sep
2018

Brexit adds to the investment price

I don’t mean to predict that Brexit will harm your investment (or indeed to predict that it will benefit your investment. I just don’t know). What I mean is that there is a price we pay when we invest. It’s the fear and ...

05Sep
2018

Brexit predictions, what’s our view?

You won’t be surprised when we say that we are agnostic about what will happen to your investments after Brexit. That is to say, we don’t know. Nevertheless, here are some possible outcomes: The UK economy falters This ...

05Sep
2018

The costs of caring for family

My wife and I have experienced the costs of caring as we have also had the joy of sharing our home with her father. It’s a good arrangement and has worked well for many years. Both my wife’s mother and father moved into a ...

04Apr
2018

Cryptocurrencies

On low-news days the media likes to chatter about the eye-popping gains being made in cryptocurrencies (such as BitCoin, Ethereum or Ripple). As you can probably guess we are somewhat sceptical about the merits of investing ...

04Apr
2018

The Third Dimension for investment is: The Good You Can Do

Following on from our Christmas article we are making more progress with Social Impact investing. There are two established dimensions for investment: the returns you get and the risk you take. Investing is always about ...

14Dec
2017

Social Impact Investment – Avoid Harm, Do Good, Make Money

For the past 25 years I have been asking people what they want from their investments. The top five requirements have been: 100% security – I want my money to always be there if I need it Low volatility – I don’t want ...

14Dec
2017

Do You Have A Personal Pension? (Nomination of Beneficiaries)

If you do you may need to take some immediate action because of recent changes in pension law. It’s about what happens to your pension if you die. Last year’s Pension Freedom legislation brought in changes to how death ...

14Dec
2017

A Festive Financial Reflection

The amount is not important I once glimpsed a social media posting between some schoolboys comparing their Santa Claus haul. Each item was assessed not by considering the giver of the gift but by its value in sterling. ...

13Sep
2017

Investment conundrums – 10 guidelines for investing after startling elections results and during Brexit

Ten years ago we were casually coasting into the credit crunch. Within months investment philosophies and savings strategies were sorely tested and most were found wanting. The golden rules of diversification and of not ...

23Jan
2014

An Introduction to Ethical Investment

We believe it is possible to plan your finances and invest your money in line with your values – without paying an unnecessarily high price in terms of risk, returns or charges. Since the 1980’s the demand for ethical ...