Archive

24Dec
2015

NS&I 65+ bonds – maturity options

If you have invested in a 1 Year NS&I 65+ bonds you will be receiving notification about your maturity options after 15 January 2016. Your maturity date will depend on the day your bond started. Unfortunately, and ...

16Oct
2015

When Greed is Not Green

My last blog focused on fear – the fear that rumbles when markets grumble – this blog shines the spotlight on greed. Fear and greed – the emotions I was taught to look out for in my early days as a financial adviser. ...

21Mar
2014

2014 Budget changes to pensions and savings

Changes to Pensions and ISAs In the recent budget Chancellor of the Exchequer George Osborne announced far reaching changes to the way pension benefits may be taken.  He also announced the development of  Individual Savings ...

23Jan
2014

An Introduction to Ethical Investment

We believe it is possible to plan your finances and invest your money in line with your values – without paying an unnecessarily high price in terms of risk, returns or charges. Since the 1980’s the demand for ethical ...

09Jan
2014

Pension Lifetime Allowance 2014/15 – Act now to avoid accidentally paying 55% tax

From 6 April 2014 the pension lifetime allowance will reduce from £1.5 million to £1.25 million. Whilst the figure of £1.25 million sounds like a lot (because it is), there are likely to be a number of higher earning ...

06Jan
2014

2013 – A year of significant change

2013 was a year in which there were several very significant developments for our firm. The way in which we do business remains unchanged but the financial services environment in which we work has metamorphosed into ...