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A Festive Financial Reflection

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The amount is not important I once glimpsed a social media posting between some schoolboys comparing their Santa Claus haul. Each item was assessed not by considering the giver of the gift but by its value in sterling. ...

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Investment conundrums – 10 guidelines for investing after startling elections results and during Brexit

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Ten years ago we were casually coasting into the credit crunch. Within months investment philosophies and savings strategies were sorely tested and most were found wanting. The golden rules of diversification and of not ...

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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying

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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying If you’re aged between 18 and 40 you can now build even more tax free savings. You can pay up to £4,000 into the new Lifetime ISAs in the current ...

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Marriage Allowance

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This tax allowance allows you to transfer £1,100 of your personal allowance to your husband, wife or civil partner.   It can reduce their tax bill by up to £220 a year. There are certain eligibility rules but if you ...

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Social Investment Tax Relief

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Much as we might like it, when it comes to investment we can’t have our cake and eat it.  However, if you are someone who would like to see a positive social return, as well a financial return on your money, then you may ...

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3 ways to make the most of your state pension

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Here are three things you can do to boost your State Pension: If you have already retired (before April 2016) you can boost your state pension income by making a lump sum investment known as the “State Pension top up”. ...

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All forecasts are wrong

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Archbishop Peter Smith of Southwark has accused Chancellor George Osborne of producing “ludicrous” economic forecasts about Europe. Earlier the former Secretary of State, Iain Duncan-Smith, dismissed a recent barrage of ...

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Flowers McEwan Has Moved Offices!

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That title may sound a bit grand but actually we are only moving a stone’s throw from our previous offices (where we’ve been for five and a half years). We’ve decided to take advantage of low property prices to invest ...

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Keeping your head

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Keeping your head When Rudyard Kipling starts his famous poem, “If you can keep your head when all about you are losing theirs …” he is alluding to that serenity of mind that allows you to stand back from the fray with ...

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The new flat rate state pension and the ‘top-up’ scheme

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The new flat rate state pension and the ‘top up’ scheme Those retiring after 6 April next year will be the first to experience the latest big shake-up of the state pension – the introduction of ‘the flat rate’ ...

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