2018
Brexit adds to the investment price
David Flowers / 0 Comments /I don’t mean to predict that Brexit will harm your investment (or indeed to predict that it will benefit your investment. I just don’t know). What I mean is that there is a price we pay when we invest. It’s the fear and ...
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Brexit predictions, what’s our view?
David Flowers / 0 Comments /You won’t be surprised when we say that we are agnostic about what will happen to your investments after Brexit. That is to say, we don’t know. Nevertheless, here are some possible outcomes: The UK economy falters This ...
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The costs of caring for family
David Flowers / 0 Comments /My wife and I have experienced the costs of caring as we have also had the joy of sharing our home with her father. It’s a good arrangement and has worked well for many years. Both my wife’s mother and father moved into a ...
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Easter 2018 – Client Newsmail
Murray McEwan / 0 Comments /Easter greetings to all our clients. We emerge from a very busy but successful few months. In this newsletter we draw your attention to the developing world of Social Impact Investment as well as the excitement of GDPR and ...
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GDPR
Murray McEwan / 0 Comments /If you haven’t been invited to a meeting about GDPR (General Data Protection Regulation) you can consider yourself fortunate. GDPR will impact on all businesses, charities and organisations. As it happens we are very happy ...
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Cryptocurrencies
Murray McEwan / 0 Comments /On low-news days the media likes to chatter about the eye-popping gains being made in cryptocurrencies (such as BitCoin, Ethereum or Ripple). As you can probably guess we are somewhat sceptical about the merits of investing ...
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The Third Dimension for investment is: The Good You Can Do
Murray McEwan / 0 Comments /Following on from our Christmas article we are making more progress with Social Impact investing. There are two established dimensions for investment: the returns you get and the risk you take. Investing is always about ...
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Social Impact Investment – Avoid Harm, Do Good, Make Money
Murray McEwan / 0 Comments /For the past 25 years I have been asking people what they want from their investments. The top five requirements have been: 100% security – I want my money to always be there if I need it Low volatility – I don’t want ...
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How The Autumn Budget Might Impact You
Murray McEwan / 0 Comments /Tax Rates and Allowances Everyone gets the benefit of an increased personal allowance. This means that no one pays tax until they earn over £11,850 per annum. The savings income zero percent starting band stays at £5,000 ...
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Do You Have A Personal Pension? (Nomination of Beneficiaries)
Murray McEwan / 0 Comments /If you do you may need to take some immediate action because of recent changes in pension law. It’s about what happens to your pension if you die. Last year’s Pension Freedom legislation brought in changes to how death ...
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