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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying

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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying If you’re aged between 18 and 40 you can now build even more tax free savings. You can pay up to £4,000 into the new Lifetime ISAs in the current ...

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Marriage Allowance

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This tax allowance allows you to transfer £1,100 of your personal allowance to your husband, wife or civil partner.   It can reduce their tax bill by up to £220 a year. There are certain eligibility rules but if you ...

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Social Investment Tax Relief

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Much as we might like it, when it comes to investment we can’t have our cake and eat it.  However, if you are someone who would like to see a positive social return, as well a financial return on your money, then you may ...

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3 ways to make the most of your state pension

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Here are three things you can do to boost your State Pension: If you have already retired (before April 2016) you can boost your state pension income by making a lump sum investment known as the “State Pension top up”. ...

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All forecasts are wrong

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Archbishop Peter Smith of Southwark has accused Chancellor George Osborne of producing “ludicrous” economic forecasts about Europe. Earlier the former Secretary of State, Iain Duncan-Smith, dismissed a recent barrage of ...

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Flowers McEwan Has Moved Offices!

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That title may sound a bit grand but actually we are only moving a stone’s throw from our previous offices (where we’ve been for five and a half years). We’ve decided to take advantage of low property prices to invest ...

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Keeping your head

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Keeping your head When Rudyard Kipling starts his famous poem, “If you can keep your head when all about you are losing theirs …” he is alluding to that serenity of mind that allows you to stand back from the fray with ...

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The new flat rate state pension and the ‘top-up’ scheme

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The new flat rate state pension and the ‘top up’ scheme Those retiring after 6 April next year will be the first to experience the latest big shake-up of the state pension – the introduction of ‘the flat rate’ ...

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Bank deposit protection is reducing

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The level of protection provided for UK bank cash deposit accounts is changing. From 1 January 2016 the new limit will change to bring the UK into harmony with existing EU legislation. From then the Financial Services ...

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Reductions in pension allowances

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The amount that high earners can contribute to their pensions and claim tax relief is reducing from April 2016. For every £2 you earn over £150,000, your annual pension allowance will reduce by £1. This reduction continues ...

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