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3 ways to make the most of your state pension

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Here are three things you can do to boost your State Pension: If you have already retired (before April 2016) you can boost your state pension income by making a lump sum investment known as the “State Pension top up”. ...

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All forecasts are wrong

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Archbishop Peter Smith of Southwark has accused Chancellor George Osborne of producing “ludicrous” economic forecasts about Europe. Earlier the former Secretary of State, Iain Duncan-Smith, dismissed a recent barrage of ...

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Flowers McEwan Has Moved Offices!

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That title may sound a bit grand but actually we are only moving a stone’s throw from our previous offices (where we’ve been for five and a half years). We’ve decided to take advantage of low property prices to invest ...

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Keeping your head

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Keeping your head When Rudyard Kipling starts his famous poem, “If you can keep your head when all about you are losing theirs …” he is alluding to that serenity of mind that allows you to stand back from the fray with ...

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The new flat rate state pension and the ‘top-up’ scheme

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The new flat rate state pension and the ‘top up’ scheme Those retiring after 6 April next year will be the first to experience the latest big shake-up of the state pension – the introduction of ‘the flat rate’ ...

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Bank deposit protection is reducing

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The level of protection provided for UK bank cash deposit accounts is changing. From 1 January 2016 the new limit will change to bring the UK into harmony with existing EU legislation. From then the Financial Services ...

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Reductions in pension allowances

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The amount that high earners can contribute to their pensions and claim tax relief is reducing from April 2016. For every £2 you earn over £150,000, your annual pension allowance will reduce by £1. This reduction continues ...

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Dividend taxation is changing

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The way dividends are taxed will change from April 2016.  If you own a limited company and pay yourself by means of dividends this will affect you the most.  People who have higher levels of dividend income from ...

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Changes to care costs deferred

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A key concern for many of our clients is paying for long term care sometime in the future. Proposals for improvements to the system have been floated but won’t see the light of day for another five years at least. The ...

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NS&I 65+ bonds – maturity options

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If you have invested in a 1 Year NS&I 65+ bonds you will be receiving notification about your maturity options after 15 January 2016. Your maturity date will depend on the day your bond started. Unfortunately, and ...

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