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January 2019 – Client Newsmail

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All of us at Flowers McEwan would like to wish you a successful but not-too-exciting investment year ahead. In this exciting newsmail we have: some calming investment counsel for unpredictable times; a nudge to check that ...

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January 2019 – The need to submit a tax return

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You may well be registered with HMRC (Her Majesty’s Revenue & Customs) and be submitting an annual tax return in January already. If not, and if you think any of the following apply to you then you should speak with ...

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September 2018 – Client Newsmail

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Our newsletters are, by and large, part of our advice and planning service to you. Over the course of this year, as we carry out annual reviews with our clients, we are reviewing our data protection and communications with ...

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Tax changes which may affect you (Spring Statement 2018)

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There have been some important tax changes this year. They won’t necessarily amount to a lot of money but they may well require action: From the 6th April 2018 the rates and bands of tax that apply to Scottish ...

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Easter 2018 – Client Newsmail

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Easter greetings to all our clients. We emerge from a very busy but successful few months. In this newsletter we draw your attention to the developing world of Social Impact Investment as well as the excitement of GDPR and ...

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GDPR

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If you haven’t been invited to a meeting about GDPR (General Data Protection Regulation) you can consider yourself fortunate. GDPR will impact on all businesses, charities and organisations. As it happens we are very happy ...

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How The Autumn Budget Might Impact You

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Tax Rates and Allowances Everyone gets the benefit of an increased personal allowance. This means that no one pays tax until they earn over £11,850 per annum. The savings income zero percent starting band stays at £5,000 ...

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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying

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Lifetime ISAs – A 25% bonus for 18-40 year-olds to help with house buying If you’re aged between 18 and 40 you can now build even more tax free savings. You can pay up to £4,000 into the new Lifetime ISAs in the current ...

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Marriage Allowance

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This tax allowance allows you to transfer £1,100 of your personal allowance to your husband, wife or civil partner.   It can reduce their tax bill by up to £220 a year. There are certain eligibility rules but if you ...

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Social Investment Tax Relief

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Much as we might like it, when it comes to investment we can’t have our cake and eat it.  However, if you are someone who would like to see a positive social return, as well a financial return on your money, then you may ...

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