Archive

04Apr
2018

The Third Dimension for investment is: The Good You Can Do

Following on from our Christmas article we are making more progress with Social Impact investing. There are two established dimensions for investment: the returns you get and the risk you take. Investing is always about ...

14Dec
2017

Social Impact Investment – Avoid Harm, Do Good, Make Money

For the past 25 years I have been asking people what they want from their investments. The top five requirements have been: 100% security – I want my money to always be there if I need it Low volatility – I don’t want ...

14Dec
2017

Do You Have A Personal Pension? (Nomination of Beneficiaries)

If you do you may need to take some immediate action because of recent changes in pension law. It’s about what happens to your pension if you die. Last year’s Pension Freedom legislation brought in changes to how death ...

14Dec
2017

A Festive Financial Reflection

The amount is not important I once glimpsed a social media posting between some schoolboys comparing their Santa Claus haul. Each item was assessed not by considering the giver of the gift but by its value in sterling. ...

13Sep
2017

Investment conundrums – 10 guidelines for investing after startling elections results and during Brexit

Ten years ago we were casually coasting into the credit crunch. Within months investment philosophies and savings strategies were sorely tested and most were found wanting. The golden rules of diversification and of not ...

23Jan
2014

An Introduction to Ethical Investment

We believe it is possible to plan your finances and invest your money in line with your values – without paying an unnecessarily high price in terms of risk, returns or charges. Since the 1980’s the demand for ethical ...

09Jan
2014

Pension Lifetime Allowance 2014/15 – Act now to avoid accidentally paying 55% tax

From 6 April 2014 the pension lifetime allowance will reduce from £1.5 million to £1.25 million. Whilst the figure of £1.25 million sounds like a lot (because it is), there are likely to be a number of higher earning ...