Archive

26Mar
2020

Client Message From Murray McEwan

Here is our latest client newsletter, this time in the form of a video message, which can be viewed on the following link: Message from Murray In case you missed them, here too are links to our two most recent communications: ...

18Mar
2020

Are Things Fundamentally Different This Time?

Murray has been reflecting on lessons learnt from the Credit Crunch crash, here he offers some excellent advice: Keep Calm and Carry On! – or so the now over-used slogan of the 1939 pre-World War II British Government ...

04Apr
2018

Easter 2018 – Client Newsmail

Easter greetings to all our clients. We emerge from a very busy but successful few months. In this newsletter we draw your attention to the developing world of Social Impact Investment as well as the excitement of GDPR and ...

04Apr
2018

GDPR

If you haven’t been invited to a meeting about GDPR (General Data Protection Regulation) you can consider yourself fortunate. GDPR will impact on all businesses, charities and organisations. As it happens we are very happy ...

04Apr
2018

Cryptocurrencies

On low-news days the media likes to chatter about the eye-popping gains being made in cryptocurrencies (such as BitCoin, Ethereum or Ripple). As you can probably guess we are somewhat sceptical about the merits of investing ...

04Apr
2018

The Third Dimension for investment is: The Good You Can Do

Following on from our Christmas article we are making more progress with Social Impact investing. There are two established dimensions for investment: the returns you get and the risk you take. Investing is always about ...

14Dec
2017

Social Impact Investment – Avoid Harm, Do Good, Make Money

For the past 25 years I have been asking people what they want from their investments. The top five requirements have been: 100% security – I want my money to always be there if I need it Low volatility – I don’t want ...

14Dec
2017

How The Autumn Budget Might Impact You

Tax Rates and Allowances Everyone gets the benefit of an increased personal allowance. This means that no one pays tax until they earn over £11,850 per annum. The savings income zero percent starting band stays at £5,000 ...

14Dec
2017

Do You Have A Personal Pension? (Nomination of Beneficiaries)

If you do you may need to take some immediate action because of recent changes in pension law. It’s about what happens to your pension if you die. Last year’s Pension Freedom legislation brought in changes to how death ...

14Dec
2017

A Festive Financial Reflection

The amount is not important I once glimpsed a social media posting between some schoolboys comparing their Santa Claus haul. Each item was assessed not by considering the giver of the gift but by its value in sterling. ...